:root {
  --blue: #1355d8;
  --blue-dark: #0d3ea3;
  --navy: #0b1c3d;
  --navy-2: #122a55;
  --ink: #16233b;
  --muted: #5b6b84;
  --bg: #f4f7fb;
  --card: #ffffff;
  --border: #e3e9f2;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

body {
  font-family: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: #fff;
  line-height: 1.65;
}

img { max-width: 100%; display: block; }
.wrap { max-width: 1120px; margin: 0 auto; padding: 0 1.25rem; }

/* header */
header.site {
  background: #fff;
  border-bottom: 1px solid var(--border);
  position: sticky;
  top: 0;
  z-index: 20;
}
header.site .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding-top: 0.8rem;
  padding-bottom: 0.8rem;
}
.logo {
  display: flex;
  align-items: center;
  gap: 0.55rem;
  text-decoration: none;
  color: var(--ink);
}
.logo svg { width: 34px; height: 34px; flex: none; }
.logo b { font-size: 1.15rem; line-height: 1.2; display: block; }
.logo small { display: block; color: var(--muted); font-size: 0.72rem; line-height: 1.2; }
nav.main { display: flex; align-items: center; gap: 1.4rem; }
nav.main a {
  color: var(--ink);
  text-decoration: none;
  font-size: 0.95rem;
  font-weight: 500;
}
nav.main a:hover { color: var(--blue); }
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: var(--blue);
  color: #fff;
  padding: 0.75rem 1.5rem;
  border-radius: 999px;
  text-decoration: none;
  font-weight: 700;
  font-size: 1rem;
  border: 2px solid var(--blue);
}
.btn:hover { background: var(--blue-dark); border-color: var(--blue-dark); }
.btn.ghost { background: #fff; color: var(--blue); }
.btn.ghost:hover { background: #eef3fd; }
.btn svg { width: 18px; height: 18px; }

/* hero block: hero + trust bar = 95vh on desktop */
.hero-block { display: flex; flex-direction: column; height: 95vh; }
.hero { background: linear-gradient(120deg, #eef2f8 55%, #dfe8f5); overflow: hidden; flex: 1; min-height: 0; }
.hero .wrap {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 2.5rem;
  align-items: center;
  height: 100%;
  padding-top: 1rem;
  padding-bottom: 4.5rem; /* trust bar overlaps 2.4rem into the hero; keep clear air below the buttons */
}
.eyebrow {
  color: var(--blue);
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  font-size: 0.85rem;
  margin-bottom: 0.75rem;
}
.hero h1 {
  font-size: clamp(2rem, 3.6vw, 2.9rem);
  line-height: 1.08;
  text-transform: uppercase;
  font-weight: 800;
  letter-spacing: -0.01em;
}
.hero h1 span { color: var(--blue); }
.hero .rule { width: 56px; height: 4px; background: var(--blue); margin: 1.2rem 0; }
.hero p { color: var(--muted); font-size: 1.05rem; max-width: 480px; margin-bottom: 1.5rem; }
.hero .actions { display: flex; gap: 0.9rem; flex-wrap: wrap; }
.hero .photo { min-height: 0; }
.hero .photo img {
  border-radius: 14px;
  box-shadow: 0 24px 60px rgba(11, 28, 61, 0.18);
  aspect-ratio: 4 / 3.4;
  object-fit: cover;
  width: 100%;
  max-height: 62vh;
}

/* trust bar */
.trustbar { position: relative; z-index: 5; margin-top: -2.4rem; }
.trustbar .row {
  background: #fff;
  border-radius: 14px;
  box-shadow: 0 16px 44px rgba(11, 28, 61, 0.12);
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
  padding: 1.5rem 1rem;
}
.trust {
  display: flex;
  gap: 0.85rem;
  padding: 0.5rem 1.1rem;
  border-left: 1px solid var(--border);
}
.trust:first-child { border-left: 0; }
.trust svg { width: 42px; height: 42px; flex: none; color: var(--blue); }
.trust b { display: block; font-size: 0.98rem; }
.trust small { color: var(--muted); font-size: 0.85rem; line-height: 1.45; display: block; }

/* sections */
section { padding: 4.25rem 0; }
section.tint { background: var(--bg); }
.center { text-align: center; }
.kicker {
  color: var(--blue);
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  font-size: 0.82rem;
  margin-bottom: 0.4rem;
}
h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); line-height: 1.2; margin-bottom: 0.75rem; font-weight: 800; }
h2 .accent { color: var(--blue); }
.section-intro { color: var(--muted); max-width: 700px; margin-bottom: 2.25rem; font-size: 1.05rem; }
.center .section-intro { margin-left: auto; margin-right: auto; }
.underline { width: 48px; height: 4px; background: var(--blue); margin: 0.9rem auto 2.25rem; border-radius: 2px; }

.grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 1.25rem; }
.grid.tight { grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); }

.card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 1.75rem 1.5rem;
  transition: box-shadow 0.2s, transform 0.2s;
}
.card:hover { box-shadow: 0 14px 34px rgba(11, 28, 61, 0.1); transform: translateY(-2px); }
.card svg.icon { width: 46px; height: 46px; color: var(--blue); margin-bottom: 1rem; }
.card h3 { font-size: 1.12rem; margin-bottom: 0.5rem; font-weight: 700; }
.card p { color: var(--muted); font-size: 0.95rem; }
.card ul { list-style: none; margin-top: 0.75rem; }
.card ul li {
  color: var(--muted);
  font-size: 0.92rem;
  padding: 0.28rem 0 0.28rem 1.4rem;
  position: relative;
}
.card ul li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--blue);
  font-weight: 700;
}

/* cta band */
.cta-band { padding: 0; }
.cta-band .inner {
  background: linear-gradient(105deg, var(--navy) 0%, var(--blue-dark) 100%);
  border-radius: 16px;
  overflow: hidden;
  display: grid;
  grid-template-columns: 1.15fr 1fr;
  align-items: stretch;
  color: #fff;
}
.cta-band .copy { padding: 3rem 2.75rem; align-self: center; }
.cta-band h2 { color: #fff; }
.cta-band p { opacity: 0.88; margin-bottom: 1.6rem; max-width: 440px; }
.cta-band .photo img { width: 100%; height: 100%; object-fit: cover; min-height: 280px; }
.cta-band .btn { background: #fff; color: var(--blue-dark); border-color: #fff; }
.cta-band .btn:hover { background: #e8eefb; }

/* features */
.feature { display: flex; gap: 1rem; align-items: flex-start; }
.feature svg { width: 44px; height: 44px; flex: none; color: var(--blue); }
.feature b { display: block; margin-bottom: 0.25rem; font-size: 1.02rem; }
.feature p { color: var(--muted); font-size: 0.92rem; }

/* faq */
details {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 1.1rem 1.4rem;
  margin-bottom: 0.75rem;
}
details summary { font-weight: 700; cursor: pointer; font-size: 1.02rem; }
details summary::marker { color: var(--blue); }
details p { color: var(--muted); margin-top: 0.6rem; }

/* steps */
.steps { counter-reset: step; }
.steps .card { position: relative; padding-top: 3.4rem; }
.steps .card::before {
  counter-increment: step;
  content: counter(step);
  position: absolute;
  top: 1.2rem;
  left: 1.5rem;
  width: 2.1rem;
  height: 2.1rem;
  border-radius: 50%;
  background: var(--blue);
  color: #fff;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
}

/* footer */
footer.site { background: var(--navy); color: #c5cfe2; font-size: 0.9rem; }
footer.site .cols {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 2.25rem;
  padding: 3.25rem 0 2.25rem;
}
footer.site h4 {
  color: #fff;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.85rem;
  margin-bottom: 1rem;
}
footer.site a { color: #c5cfe2; text-decoration: none; }
footer.site a:hover { color: #fff; text-decoration: underline; }
footer.site li { list-style: none; margin-bottom: 0.55rem; }
footer.site .contact li { display: flex; gap: 0.6rem; align-items: flex-start; }
footer.site .contact svg { width: 18px; height: 18px; flex: none; margin-top: 3px; color: #7ea1e8; }

.f-form input, .f-form button {
  width: 100%;
  padding: 0.7rem 0.9rem;
  border-radius: 8px;
  border: 1px solid #33456e;
  margin-bottom: 0.6rem;
  font: inherit;
}
.f-form input { background: var(--navy-2); color: #fff; }
.f-form input::placeholder { color: #8fa0bf; }
.f-form button {
  background: var(--blue);
  color: #fff;
  font-weight: 700;
  border: 0;
  cursor: pointer;
}
.f-form button:hover { background: var(--blue-dark); }

.disclaimer {
  border-top: 1px solid #24365f;
  padding: 1.4rem 0;
  line-height: 1.7;
  color: #93a3c4;
  font-size: 0.82rem;
}
.copyright {
  border-top: 1px solid #24365f;
  padding: 1.1rem 0;
  color: #8093b8;
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 0.5rem;
}

/* legal page */
.legal main { padding: 1rem 0 3.5rem; }
.legal h1 { font-size: 2rem; margin: 2.25rem 0 0.5rem; font-weight: 800; }
.legal main h2 { font-size: 1.3rem; margin: 1.9rem 0 0.5rem; }
.legal main h3 { font-size: 1.05rem; margin: 1.2rem 0 0.4rem; }
.legal main p, .legal main li { color: var(--muted); margin-bottom: 0.75rem; }
.legal main ul { padding-left: 1.5rem; margin-bottom: 1rem; }
.legal .updated { font-size: 0.9rem; color: #8093b8; margin-bottom: 1.5rem; }

@media (max-width: 1180px) and (min-width: 861px) {
  .trust { padding: 0.5rem 0.8rem; }
  .hero h1 { font-size: clamp(2rem, 3.8vw, 2.9rem); }
}

@media (max-width: 860px) {
  nav.main { display: none; }
  .hero-block { height: auto; }
  .hero .wrap { grid-template-columns: 1fr; height: auto; padding-top: 2.5rem; padding-bottom: 2.5rem; }
  .hero p { font-size: 1rem; }
  .hero .photo img { max-height: 45vh; }
  .trustbar { margin-top: -1rem; }
  .trustbar .row { grid-template-columns: 1fr; padding: 0.75rem 1rem; }
  .trust { border-left: 0; border-top: 1px solid var(--border); padding: 0.9rem 0.25rem; }
  .trust:first-child { border-top: 0; }
  section { padding: 2.75rem 0; }
  .cta-band .inner { grid-template-columns: 1fr; }
  .cta-band .photo { order: -1; }
  .cta-band .photo img { min-height: 200px; max-height: 260px; }
  .cta-band .copy { padding: 2rem 1.5rem; }
}

@media (max-width: 480px) {
  .logo small { display: none; }
  .logo b { font-size: 1.05rem; }
  header.site .btn { padding: 0.55rem 0.9rem; font-size: 0.88rem; }
  header.site .btn svg { width: 15px; height: 15px; }
  .hero h1 { font-size: 1.9rem; }
  .hero .actions .btn { width: 100%; justify-content: center; }
  h2 { font-size: 1.45rem; }
  .copyright { flex-direction: column; }
}